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Credit Lines

Sometimes pay day just doesn't come soon enough. A Line of Credit (LOC) protects you against overdrawing your account or having cheques bounce because of insufficient funds. Interest is charged only on the amount you used and at rates much lower than credit card charges. Their are 3 different LOC that we offer here at Heritage and our staff has been highly trained in helping you make the right decision.

Unsecured Line of Credit

An unsecured line of credit is a simple loan without collateral security.

Secured Line of Credit

A secured line of credit uses collateral (such as a vehicle) as security, thereby securing you a lower interest rate.

Home Equity Line of Credit

A home equity line of credit allows you to use the equity in your home to secure our most affordable line of credit.

Heritage Savings & Credit Union Inc.
318 Merritt Ave
Chatham Ontario
N7M 3G1
tel: 519.351.0600
fax: 519.351.0660

Copyright © 2009 Heritage Savings Credit Union. All rights reserved.