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Mortgage Products

Mortgage Products You may be interested in your first mortgage or you may be renewing or refinancing your home. Perhaps you are considering an investment property. No matter what you need, we would like to be the credit union that helps you achieve your financial goal. Heritage Savings offers a number of different types of mortgages that offer flexible features, payment plans and rates to fit your lifestyle. And every day, we help people choose the best mortgage for their needs. We encourage you to come into our branch to discuss your options. All Heritage Savings Mortgages Feature: * Pre-approvals * Your choice of monthly, weekly, bi-weekly or accelerated mortgage payments to work with your family's budget and to help you become mortgage free sooner * Money saving pre-payment privileges * Mortgage Insurance Protection through CUIS Insurance * Portable * Assumable Fixed Rate Mortgage * Competitive rates fixed for the term you select * 6 month open * 6 month convertible * 1 year open * 1- 5 year and 7 year closed * Skip a Month Payment Option * Open mortgages have an unlimited pre-payment option * Convertible mortgage can be changed to another term at any time Variable Rate Mortgage * A great low rate that varies with the Prime Lending interest rate * 6 month open * 5 year closed * Skip a Month Payment Option * Open mortgages have an unlimited pre-payment option flex Down Mortgage * Competitive rates fixed for the term you select * 5 year closed * Skip a Month Payment Option * Up to a 30 year amortization

Heritage Savings & Credit Union Inc.
318 Merritt Ave
Chatham Ontario
N7M 3G1
tel: 519.351.0600
fax: 519.351.0660

Copyright © 2009 Heritage Savings Credit Union. All rights reserved.

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